Terms of Service

By accessing and using COGNEFY Pvt. Ltd.'s website, mobile application, and services ("Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our Services.

These Terms constitute a legally binding agreement between you and COGNEFY Pvt. Ltd. ("Company", "we", "our", or "us"). Your use of our Services is also subject to our Privacy Policy, which is incorporated herein by reference.

COGNEFY provides a comprehensive platform for digital solutions, including but not limited to:

We reserve the right to modify, suspend, or discontinue any service at any time without notice. We may also impose limits on certain features or restrict access to parts of our Services.

To access certain features of our Services, you may need to create an account. When registering, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Be responsible for all activities under your account
• Notify us immediately of any unauthorized use
• Use only one account per person

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activities.

You agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not:

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are owned by COGNEFY Pvt. Ltd. or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without explicit written permission from COGNEFY Pvt. Ltd.

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which explains:

• What information we collect and how we use it
• How we protect your personal information
• Your rights regarding your data
• How to contact us about privacy concerns

By using our Services, you consent to the collection and use of information as outlined in our Privacy Policy.

To the fullest extent permitted by law, COGNEFY Pvt. Ltd. disclaims all warranties, whether express or implied, including but not limited to:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, reliability, or completeness of information
• Uninterrupted or error-free operation
• Security and protection against viruses or other harmful components

We do not guarantee that our Services will meet your requirements or that operation will be uninterrupted or error-free.

To the maximum extent permitted by applicable law, COGNEFY Pvt. Ltd. shall not be liable for any damages arising out of or in connection with your use of our Services, including but not limited to:

• Loss of profits, revenue, or data
• Business interruption or loss
• Cost of procurement of substitute goods or services
• Personal injury or property damage
• Any other foreseeable or unforeseeable losses

Our total liability to you for all claims arising from your use of our Services shall not exceed the amount paid by you, if any, for accessing our Services in the 12 months preceding the claim.

We reserve the right to terminate or suspend your account and access to our Services immediately, without prior notice, for any reason, including but not limited to breach of these Terms.

Upon termination, your right to use our Services will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

We may modify these Terms at any time by posting the revised Terms on our website. Your continued use of our Services after such modifications constitutes acceptance of the revised Terms.

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996.

You agree that any legal action or proceeding shall be brought exclusively in the courts located in India, and you hereby consent to the jurisdiction of such courts.